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Savings/Share Accounts

No matter what your savings goals may be, whether it be for a child’s education, vacation, retirement, a new car or even a "rainy day," NOEFCU is here to help.  A saving/share account is a basic savings account that earns interest and if you maintain a balance of $100.00 or more, there is no monthly service fee.  By opening an account with as little as $100.00 it establishes your membership in the Credit Union, which entitles you to benefit from any or all of our services. It doesn’t matter if you switch jobs or move, once you are a credit union member, you will always be a member. NOEFCU accounts are all insured by the (NCUA) National Credit Union Administration, to an aggregate of $250,000.00. Individual Retirement Accounts are insured separately. Just open a savings/share account with NOEFCU and you can enjoy our Free Checking!
Another great bonus to opening a NOEFCU share account is that once you have become a member of the credit union your immediate family members are eligible to join and benefit from all of our services.

Checking/Share Draft Accounts

With a NOEFCU checking account you will receive Free checking. This means No per check fees, No monthly charges and No minimum balances and your first order of checks are also Free.  Plus, you can receive a debit card with Free access to your money when using our ATM network... Banking was never easier and it all starts with the Northeastern Engineers Federal share draft account.

Share Certificates & IRA’s

Share Certificate accounts are available in a variety of terms. We also offer both Traditional and Roth IRA Savings accounts.
If you are interested in opening or would like more information about a Share Certificate or an IRA, contact one of our Member ServiceRepresentatives at (718)847-0202 (during normal business hours) or email

Money Market Demand Account (MMDA)

A money market account (MMA) is an interest-earning checking account offered by the Credit Union with limited transaction privileges. The money market accounts have a minimum balance requirement of $1,000.00, which means that if the balance falls below $1,000.00 on any day of the month, the account will no longer earn interest.

Holiday Club

Holiday Club accounts traditionally begin and end in October. However, you can begin a Holiday Club at any time of year. On or about the third week of October, the accumulated funds in your Holiday Club will be transferred to your savings account.

Vacation Club

A Vacation Club account is another type of savings account. You can begin a Vacation Club account in June. During the third week of May, in the following year, the accumulated funds in your Vacation Club will be transferred to your savings account.

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